????:1???????:????????

2???????

3??????

4?????

5??????

???12??20??? (???????????????????? ??????)20????,????????????(LPR):1???????????????LPR???3.1%,5??LPR????????????????3.6%,?????????????????????LPR??“??????”?

??12?LPR???????,??????,???????LPR???????????????????????,12?????,?????????????????????7?????,10???????????????LPR?????????????????25?????????????,????,?????????????????????????12?,??????LPR????????

????????????,“???”“?”?

??2025???????????????,??????????????????????????????????????????,???????,?,????????LPR????;??,???????????,?,??

?????????????,?????????,????????????????,?????????????????,?????,????,??,?????????????????????????????????LPR?????(?????????????) ?????????:??????