????:1???????:????????????

2???????

3?????????

4??????150??????

5?????????

????2?21????????????? (??? ????????)??(National Association of Realtors)???????21????,??1????????????408????????,???4.9%,???????2%,??????????

?????????????,1????39.69??,??4.8%,???19??????????????????????,1?????????118??????,????3.5%,??????16.8%???,???????3.5???????,??5???????????6?????

???,????????2022????,?????,???2024?????406????,??1995??????????

??????????????,????,????,?,????“????”???????????????

????(Freddie Mac)20?,??????30??6.85%????????30?????????????????????6.87%,??????6.9%?

??,30??2025???????6%?????????(????????????) ?????????????:???