????:1????????????:??????

2??????????

3??????????

4????????

5????????????

??????2?21????????? (??? ????)???(National Association of Realtors)???????21?????????,?????????????????????1??408????????????,??4.9%,?????????????2%,?????????

????,1??39.69?????????,???4.8%,??19????????????,1??118??,????3.5%,????16.8%?????????????,??3.5????????????????????,???????5????????????6???

?????,????2022?,????????,????2024??406???????,???1995?????

???,??????,?????,????????,????????????“????”?????

????(Freddie Mac)20??,??30??????????????6.85%??????????????30??????6.87%,????6.9%?

????,30????????2025????6%???????(???????) ????????????:????