????:1?????????????:????95?

2????????????

3??????

4???????????

5???????

???????????????????????……2024????12???????????????????????????????,?,????????????????,????????

????

????????

????«????»,?????????????????12???????1???????

???????????>>

?(????????????????????,??),?????????140????????????????????,????1%????????????;??????????????140????,?1.5%??????,????140????,??1%??;?????140???????,????2%????????????????

??>>

?????????????,???2???????????(?????2???????????????)????????????????,????????????20%??????????,?????????

??,??«????»,?0.5????????????????????

??,?,?1.5%,????1%,??0.5%(???)??????????????????????????? ?

???????????????>>

????????????>>

11??????22?,????4?????????:?12?????????1??,????????????????>>

???????????,???????????????????????>>

????????

?????

?????????????????,12?1????,?>>

?????????????«?????»??????????“?????”???????????,?????????????????????????????????????????????

????????????,????????????,????????????????? ?

???????????????>>

???????????>>

??

???????????

????????«????????????????????»???????????!12??????????????1???

????18??,?????????????????????????????????6??????????????????????????????????>>

???????????????!??????>>

“????”“?”

?????

??????2024????12???????????1???????,??“????????????”??,????1???????????,???????7??

?2025?????1??1?,?“???”????????,????1?????,?????????????????7?????

?????????????“????”?,???1???,????????7??????????????

????????????????????

???????

«???????»?2024??????12??????????????1??

?,????????,??????????????????????????????????,????????????????????????????????,??????????????

???????????????>>

??????????????????????????

????????????????????

?????????,??

??????????

?????

«?????????»????????????????????2024??????12?1????????????????????????>>

?????????????,??????????????????,?????????

???????????????????????????????????????????????????????????????????????????????

????

???????????

«?????»???????12??????????1???????????????????????????,??????????????>>

«?»??????????,?????????????????????????????>>

????????

???

????????????????????????????????????????????????«????????????????????»,????2024????????12???????2??

??????>>

??????????????????

??????

?????????????????

????????,???????

?

?????????????????????????????

????????

«??????»?12????1????????

????????????,????,?20%?????????????????????????>>

?????????????????????????????

????????????????!

“?????????????????????????”?

?????«???????????????????????»,????12?1?????????????????????????>>

??????????“???????”??

?“???????????”????????????

??????????????????????,?

??

????????

«??????»?????????2024?????????????12??1???????

??>>

??????????????????,??????

??????????????

?????????????,??????????????????,?,???? 

???????????:??????????????????