????:1????????:??????????

2??????????

3?????????

4????????

5??????????

?????:?12???,????(12??1??)?,????,????????????

“?????????????????????????”????????

???????????????????«??????????????»12???????1????,«????»???????????????????????????,????;???????????????“????????????????????”????????????????

???? ????????????

12????????1?,???????????????????«????????????»????????????????«?»???????????????????????????,????????????“?????????????????”“?????????????????”?????????????????:???????????????????;??????;?????????????????,???

??????????????????????

???12??????????????1?,«???»???????????????,????????????0.5??????????,???????????????????????????,?1.5%,????????????1%,??0.5%(???)?

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???????????????????????????????«??»,????????????12??????1???????,??,?????20%???????

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