????:1?????????:??????????

2????????????

3???ktv????

4????????

5???????

????12???19?? (???? ????)??(?)?????,??19??,??4.75%,??

???12??????18??????????????????????????,?25?????4.25%????????4.5%??,???????,??????????????????????9????

???????????????????????,??????????,?????????????????????

???????????,2025?,????????????????????????4????????????

????????????????????,???????????,?,?????????????,????

?????????????,???????(???????????????????????) ?????????????????:???????????????