??
?????????????1???????????15?? (????????? ??????)?????15?????????????,2024??11????31.2???????????????,????????3.5%???
???????,2024???11??????????????????,???3%,?346.1??????????????????????
???,??????????1000???????????????
?????????????,2023??372??,??????????8.5%?(?) ???:?????????????????????
?????????
????????2024???????????11?3.5%?????????????