(????????)????“?????”,?????

??

?1?????30???????????????? (??? ??????????)2025????????????29???????????,?4.25%??????????4.5%??????,???????????????????????????2024?9????????????????

??,?????????????,????,?????????????,??????????

??,??????,??“??????”????????,????“?2%?????????”?????????????????,?“????????”????????????????????

???????????????,?????,??????2%????????????????????“???????”??????,??????

??????,???????????????,????????????,??????????????2%???????????????????????,??????????????“??????????????,???????”?

??????????????,??????????“?,??????”

??????????,????,????????????????????,???????????????

?????????,??

?????????????,??????????????,????????,????????????????????,??????????,????,?????????????????????????????,?????????????????6?12????25??????????????,???2026???,???3.5%???????3.75%?

??????????????????,??????????????????????,2025??????????CPI??????????????3%;?????,???????????????2025??????????????????????????1???2????,????1???????,????????????????3?????????????

“??,???????????‘?????????????????’,??????????”??,?????,?“???”,?????,?????

????????,???,?????????????,?????????????,???3???????????????????????,3??????,?????(??) ????????????????:??????????

?????????

?????(????????)????“?????”,??????????

????????