????:1?????????:??????

2?51pc·mc????

3???????

4????2?????

5?????150???

??2??????6??? (?????? ???)?(Freddie Mac)??????????????6???,?30??????????????6.89%,??

?,???30???????6.89%,???6.95%,???????6.64%?

??10????????????????10?????4.79%,????????,6??4.43%?

???????????9??????????????????,??30????????????9??????6.08%,??????????

??,??????????“???”,??,???????????????,??“??????”???,30?????????????????????2025?????6%???

????,2024???406?????,?2023?0.7%,??1995????????

????????????1???????29????????????,????????????,??4.25%??4.50%????????????,???????“???????????????????”????????????(??) ???????????????:?????????????????