????:1???????????:??????????

2?????????????

3????????

4???????

5????????

?????????2????????6? (??????????????? ????)?????6???25????,???????????????????????????????4.5%,?????????????

??????????????????,????????,??

??????????????????????,?????7??????????2??25????????4.5%???????????????????,?4.25%?

??11????????????????,??3.7%?????????,??????????????2.8%???????????,????????2027???????,???2%????????????????

?????,???12????????2.5%,???????????????2%??????????????,?????,???(??) ?????????????:?????????