??1????4.9% ????19??????????

????????2????21?? (???????????? ????)???(National Association of Realtors)??21??????????????,???????1?????????408????????,????4.9%,????2%,?????

??,1??????39.69????????????,?????4.8%,?19?????????????????,1??????118??,????????3.5%,????????????16.8%????????,????3.5????????,?????????5????6?????

???,????2022??????,???????,??2024?????????406?????????????????????,????1995????

????,????,???,???,????????“????????????”???

??(Freddie Mac)20????,??30???????6.85%????30?????????????6.87%,?????????????6.9%?

?????????,30???????2025????????????6%???(??) ???:???