?????????????????

????:??????:????????

???????????1???20???????????? ???????????19???,???????????????,2024????????????????????10%???,????

???,2024?????9.2%,????????????????2.714??

??????????????????????????(Maxime Toubart)18????????????????:“???”??????????????,???????????????????????,????????????????????????,????

«???????»?????????,??????,????????,????2022???????????3.26?????????,???2023???2.99????????,??8%?

???,«??»????????????????????????????,??????????????????????????,???(??????????) ??:???