??????????1????4.9% ????19??

??????2????21???? (?? ?????????)??????(National Association of Realtors)?21??,????????????1???408????,???????????4.9%,????????2%,??????????

???????,1?39.69????????,????4.8%,??19?????????????????????,1??????118??,??3.5%,???????16.8%?????????????,???????3.5??????????????????,??5????6??????????????????????

???,??2022????????,?????????????,????2024??406??,??1995??????????

??????,??????,?,?????,????“?????????”?????

????(Freddie Mac)20?????,????????????30????6.85%????30??6.87%,???????6.9%?

???????,30????2025????6%????(?????????????) ???:?????????????