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?????2023???????8????????????????15?5.25%,??8?????????????????,?????4.75%???,???3.75%,??????3.1%,2026???????4%?

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??11???29????????????????????? (????????????? ????????)???28?????????????,??????????????,???????

????????,??????????????2024?????????6.55?????,???????????????2023?????????6.62????????????????2022??7.24???

?????????????(Amanda Bryden)?????????????????,???????,????,?,?,?,??

?????2023???????8????????????????15?5.25%,??8?????????????????,?????4.75%???,???3.75%,??????3.1%,2026???????4%?

??????????????,????,??39%????????????36%,????????????????,????????????????????????19%,??22%?(??) ????????????????:?????