????1??4.9% ??????????19????

???????2??21???? (?? ??????)??(National Association of Realtors)????????????21????????,????1??408????????????,????4.9%,?????????2%,???????

???,1???39.69????????,???????4.8%,??????19????????????????,1??118????,????????????3.5%,??16.8%??,???????3.5??????????????,?5????????????6?????

??,??2022?????????,??????????????,???2024???406???,????1995???

?????????????????????????,?????????????,????????,??,???????????“???????”????

???????(Freddie Mac)20???,?????????????30????????6.85%???30????????????6.87%,????6.9%?

????,30?????2025?6%??????(????) ???:?????