????:1?????????:???????

2??????

3??????????

4???????

5?????????

??????/???????????????

2025??????????????,???4.25%???????????4.5%???????????,???????????????????2024????????????????????9????????????

??????????????,?????,?,??,??????

?????,??,???“??????????????”??????????,????“?2%???????”????????,??????????????,????“???????????”?????

?????,???,?????????2%??????????????????“???”??????,????

???????,??????????????????????,????,?????????????2%????????????????????????,?????“???????,?????????????”?

?,??“?????,??”

??????????????????????,?,????????????,???????????????

??????????,???????????????

??????,????????????????????,??,?????????????????,?,?????????????????????????????????????,?????????????????,????????????????6????????12???????????????25???,??????????2026???,??????????3.5%??????????????3.75%?

?????????????,?,2025??????????????CPI????3%;??????,?????????2025??????1?????????????2?,?????????1????????,?????????3???????????

“?????????????,???????????????‘????’,?????????????????????”????????,??,???“?????”,????????????,????????

????????????,?????????,??????????????????,??????,?????????????3????????????????????????,3?????,?????????????? ?????????:??????????????????