????:1?????????????:?????

2????????????

3???????????

4??????????

5?????????

?????2?????????????6?????????????? (???????????????? ?)????6????????25???????????????,??4.5%,?????

????????????,????????,???????????

??,????????7???2???????????????25??????????????4.5%????????????????,??4.25%?

????????????11?????,??3.7%????????????????,???????2.8%?????????,???????????????????????????????2027?,????????2%??

???????????????,?????12????2.5%,??2%??????????????????????,?????????,?????????(????????????) ????:????