??????????????4.36??

???????2?????????????6? (??)????????????6?????????????????,????,???4.36???,???5600?????????????,??????????“??????”???

???,??????????????,?????????????,???,?????????????,?????????????????????,???????

????????????????,?????????????,???????3%???????????,???????????????????????????????????????

????,????????,?????,?????????????????????????,?????,??????????????,??1000??????????19.4%?(?) ??????????:???????????????