??2????21??????? (?? ?)?????????(National Association of Realtors)????21??,????????????1???408????,??4.9%,????2%,???????

????????????,1?????????39.69????????????,??4.8%,???????????19????????,1??118????????,????3.5%,????16.8%???,???????3.5???????????????,????5???6???????????????

?????????????,???2022??????,???,??????????2024????406??,???????1995??

??????????,?,????????????,?????????????????????,??“???”???????

????(Freddie Mac)20????,???????30???????6.85%?????????????30????????6.87%,?????????????6.9%?

????????,30????2025???6%???(??) ?????:???????

??

??:???????????,??????????,??????????????