????2?????????21?? (??????? ?????????????)?????????????(National Association of Realtors)???????21??,????1??408??,????4.9%,????2%,?????

????????????,1??39.69??????,?4.8%,???????????19???????,1??118????????????,????????3.5%,??16.8%????????,????3.5????????????,?????5??6?????????????

??,?2022???,????,???????2024????????????406??????,?????????1995????

?????????,?????????,???????,???,????“????????”??????????????????????

????????(Freddie Mac)20????,???30??????????????6.85%?????30???????6.87%,??????6.9%?

??,30???2025????????????6%???(?) ???:??????????

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??:???????????,??????????,??????????????