??????????1????4.9% ??19????

?????????2?21???????? (??????????? ??)????(National Association of Realtors)???21??,?????1????408????????????,??4.9%,?????????2%,?????

???,1????39.69????,?4.8%,???19????????????????,1???????118???????,??3.5%,?????????????16.8%???,???????3.5?????,??????????????5?????????6????

???,????2022??,?????????,???2024????????406?????,??????1995????????

??????????????????,??,????????,??????,??“??????”?????

??(Freddie Mac)20?,??30????????????6.85%??????????????????????30????6.87%,????6.9%?

????????,30????????????2025?????????????6%?????(????) ?????:????????