?? ?????????4.75% ?????????????
????:1??????????:???????
2?????500??
3???????95?
4??????
5?????????
??????????????????????????12??19?????? (????? ???)??????????????(???????????????????????)????,???19?,?4.75%,??
????????????????????12???????18??,?????25??4.25%???????????4.5%??????????????????????,???????????????????????,?????????????9?????????????????????????
???????????,???,??
?????????????,2025????????,????????????????4?????????????????????
??????????,????,?,??,???
???,???(??????) ????????????:?????