????:1???????????:2023??QT????????

2??????????

3???????????

4?????????

5??????????

??????????2?????????21?? (?? ??????????????)????????????????????????21??????????????????,2024?????,?????????????444.6????????????(??????,?????????????),?????????????????6.5%;????

??????,???????????????????2024?????????????????,???81.4????,??????????1000??33.3????????????????????,????????????????????????14.7%?

?????????????,??????3.3?????,????977???;???????????????????1.50%,??0.05?????????

?????,2024???,???2.3?????????????,????11%,???0.13?????????????????

???,2024????,????,???,???????????????????2025?????????,?????????????,??????

??,???,???????????,???????????????,??????????,??????,??,?????(??????????????) ??:?????????????????