????:1????????????:????

2????????

3?????????

4????????

5???????

????????2??????19??????? (?? ??)??19?,?5.75%???,?5%,?????6.5%?

???????1?????????15?????????????????,??????????25????????????5.75%,???????????????5.75%???????????,???????????,???????????

?????????????????,??2025?????????2026?????????,??????2.5%±1%??????,??????????????????,??,???????????

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