???2???19??? (????? ???????)??19?,????????5.75%??????????,????????5%,??????????????????6.5%?

?????????????1??????15??,??25??5.75%,??????????5.75%?,???????,?????????????

??????????????????????,?????????2025??2026??,???????????2.5%±1%??????????????????????,????????????????,?,???????

?????????????????,?????????????????????,????????,????????,??????,????????????,???????????(??) ???????????:????????????

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??:???????????,??????????,??????????????