??????????????????????????????????,???????????????????????????,?????????????????

????????????,??,??????12????,????41.5%,??500??,???2.97??????????,???242????????????????????

???????????,?????????+??????????????????????,?????????“??”??????????????????????????,????,“????????????????”App????????“??????????????????????????????????”???,????????????????????2024??????????12???,??????????3000??,????????????1000???

??,?????????????,???????????????“?????????”????????7??,?????,?????????????,????????,“?”App???????1.5??????,?????????,????????“??????”“??”“????????”“?????????”?

???????:????????“????”

???“??”,??

??,??,?????????????,????,??,???????????????????,???????

??,??,??????????????????????,????????????11???????????,??????,????????????,?????????“???+????+?????????????”??,???????????????????????2024????????????,“?????”App??1800??????????,?????????????????31%?

???????????,?????“????????”???????????????????????,???????????“????”App??????????????????????B???

????????????:???????

????,???????????????????????,???????????“?????”App??,???“??????????????”“????????????????”“????????”??“?????????????????”??????????????????????????,???“???????????????????????????”?????????????????????“??????‘???????????????????’???????????,?????????,????????????????,??,??”??????

??????????,????,?????????????+?????????????????“??????”+???????+??????????

?????,???,????????“?????????????????????????”????????,???????,???

??,???????,?????????????????????????“??????????????”????????

?,?????,???“??”“???”;???????????,??,???“???”App???,????????????,????,??25?????????????????

????:??“??????????”???

??,????????????????????????????

?????12???2?,????,????“?????”,????

?????,??????“????????????????”???,??,???????????????????????

????????,????“1+3+N”???,????“????+???”?????????

?????????????????????,????????,????“?????+?????????+?????”????????,????+????????,???+??,??????

????:???????????

??,???“?”App,???????????????????,???????????????“????”???,?????????????????????????????????,????“???-??-??”????,???????????APP?ATM?POS??7*24????,??????????????????????????????????????????????????????????,??????????????????,??,???????,?????????,??????????????????????????????,????????????????

?,???,??????,???,?????????????????????????? ?????:?????????????????????????????

??

??:???????????,??????????,??????????????