????:1?????:???

2???????

3?????????

4???????

5???????

???2?????????21????????? (????????? ??)??????(National Association of Realtors)??21??????,?????????????????????1??408??,??4.9%,????????????2%,????????

??????,1?????39.69??,???????4.8%,?????????19???????,1????????118????,????????3.5%,????????16.8%????????,????3.5?????????,????5?6????????????

????,???2022???,????,?????2024?????406???,????????????1995????????

???,??,??????????????,????,?“??”????????

??(Freddie Mac)20????????,?????????????30????????????6.85%?????30????????????6.87%,??6.9%?

????????????,30??????2025???6%?????(???) ???:??????????????