????1??4.9% ????19??????????

???2????????????21?????? (?????????????? ??)???????(National Association of Realtors)??21??,??1????408????,???????4.9%,????????2%,?????????????

????,1?39.69?????,????4.8%,????????19?????????????????,1?118????????,???3.5%,??16.8%???????,???3.5???????????,??5????6?????????

??,?????????2022????????????,??,???????2024?406?????????,?????????1995??????????????????????

?????????????????,???,??,?????????????,??“????”?????

???????(Freddie Mac)20??,??30????6.85%????????????30????6.87%,?????????6.9%?

??,30??????2025?????6%????(????????????) ?????:????????