?????????????

????:?????????:???????2023

??????11??????????????29????????? (??? ?????????)????28??,?????????????,???

??????????????,?????2024????????????6.55??,???????2023??6.62??????2022?7.24?????????????????

?????????(Amanda Bryden)????????,???,???????,????????????????,?,??,??

????2023?????????????????8?15????????????5.25%,?????????????????8??,??4.75%????,??????????????3.75%,???????3.1%,2026?????4%?

???????????????,????????????????????????,???????????????39%?????????????36%,????,????????????????19%,??22%?(?) ??????:??????????????????????