????:1????????:??????????

2????????

3???????????

4??????????

5??????????95?

????????????12???????????19????????? (? ?)????????????19???????????,???????????????25??5.75%???????????8????????????,??

????,????????????????????????????????2025??3.4%,?3.3%,??2026???????????????3.7%?????,?????????

???????????????12?20?????????,???6.0%??5.75%,?????????????????????????5.25%???????6.25%?

??,??8???8??????,??????,????????????????6.50%?????????6.25%;10?25????????

???,??????,???“???????”??????????,“100??????,???”????????????,??,????,??,?????????,?????????????????(???????????) ???????:???????