??5.75%???????????

????:????app:??????????

??????2???????????19?? (???????????? ???)?19?????,??????????5.75%???????????,????????????????5%,????????????6.5%?

?1??15???,????????????25?????5.75%,????????????????????5.75%????????,?????????,??????????

???????,??2025??????????2026?????????,???????2.5%±1%??????,????????,??????,???????

????????,????????????????????,???????????,?????????,????????,??,??????????????(?????????????) ??????????????:????