????:1??????????:????????????

2??????

3??????????

4?????????????

5????????

?????????2????????????21???? (?? ?????????)??(National Association of Realtors)???21?????????????,????1????????408????????,?????????4.9%,????2%,????????

??????,1???39.69??,????????????4.8%,???????19?????????????,1?????118??????,????3.5%,?????????????16.8%???,??3.5?????????,???????5????6??????

??,????2022???????,???,???????2024??????????????406????,???1995???

???,????,??,??????,????????????“????????????”???

????????(Freddie Mac)20??,???????????30?6.85%?????????30????????????6.87%,??6.9%?

??,30????2025???6%??????????????????????(????) ?????:?????