?????????????

????:???????????:??????

??11?29????????????????? (?? ?)????????????????28??,???,???

???????,??2024????????????6.55??????????????,????????????????????????2023????6.62?????????????2022?????????????????7.24???

???????????????????????????(Amanda Bryden)???????,????,????????????????,?????????????,???????????????,???,?????????

?????????2023?????8????15?5.25%,???????8??,?4.75%?????????,?????????????????????3.75%,??????????????3.1%,2026?4%?

??????????????,?????,????????????????39%??????36%,?????,???19%,?????????22%?(??????) ??:???