???????2????21????? (???? ???)??(National Association of Realtors)??????21??,??1??408?????,?4.9%,?????????2%,????

?,1????39.69????????,????????4.8%,????19????????????????????????????,1?????????118??,????3.5%,????????????16.8%???,?????????????????????3.5???????????????,??????5???????6?????????????

???????,????2022????????????,????,????????????2024?????????406???,???1995???????

????????????,??,?????????,???????,????????“??”?????

??(Freddie Mac)20????,????????????30????6.85%???30??????6.87%,?????????????6.9%?

???,30?2025????6%????(??) ???:????????

??

??:???????????,??????????,??????????????