????:1??????????:????????

2??????

3????????????

4?????????????

5???????

??2????????????6?? (??????? ???????????????)???????(Freddie Mac)?????6??,?????30?6.89%,?????????

?????,?????????30???6.89%,??6.95%,??6.64%?

??????????????10???????????????????????10?????4.79%,??,6??????4.43%?

???????????9???????????,???30???????9?6.08%,???

??????????????????,??????????“?”,??,???????,????“??”??,30??????????2025?6%????????

????????????,2024???????????????????406??,??????????????2023??????0.7%,??????????????1995???????

???1????????????29????????????????,???,??????4.25%???????4.50%???????????????,???“??”???(????) ????:????