?????????????

????:????????????:??????????

????11?29????????? (???????????????? ???????)???????28??,?????,????????

?,?2024?????6.55?????????????????,??2023????????????6.62??2022???7.24????

??????????????????????????(Amanda Bryden)?,??????????????,??,????,?????????,????????????,???????????????

????????????????2023?8?????????????15?5.25%,????????8?????????????????,?????4.75%???,????3.75%,????????????????3.1%,2026??4%?

?????????????????????,???????????????,???39%??????36%,???????????????,?????????????19%,??22%?(????????) ???????????????:???????