??????????1????4.9% ????19??

????????????2??21?? (????????? ????)??(National Association of Realtors)???21????,????????1?????????408???????????,????4.9%,????2%,??????????????

?,1????39.69?,???4.8%,?????????????????????19??????????????,1??????118?,????????3.5%,????16.8%?????????????,???????3.5???????????????,?????5????????6????

??????,???????2022??,?????????,?????2024??406??????,????1995????

????????????????????,????????????,????,???,??“??”???

???????(Freddie Mac)20??????????????,????30????6.85%???30??6.87%,????????????6.9%?

???????,30????????2025???6%???(?????) ???????:???