????:1?51??????:?????????

2?????????

3???????????

4??????95?

5?????????

???????2??19?? (????????? ???????????)?19??,?????5.75%????????????,????????????????5%,?????6.5%?

????1??15?,??25?????????????5.75%,???????????????????5.75%??????????????????,????????????,??????????????????

???????,???????????2025??????2026??,????????2.5%±1%????????,??????????,???,????????

???,???????????,????????????,????????????,??,???????????,???????????????????(??????????) ??????:??????????????