?????????????

????:91?????:??????

?????11??29?????????????? (?????????????? ???)??28??,?????????,???

????????????????,???????2024??????????????6.55??????,?2023????6.62?????????2022??7.24???

?????????(Amanda Bryden)?????????????????????,???,???????????????,?????,?????????????,?,???

??2023????????????8????????????????15?????????????????5.25%,?????8?,?4.75%??,????????????3.75%,???????????????3.1%,2026???4%?

???????,???????,????39%??????36%,????????,????????????????19%,????22%?(????????????????????????) ??????????????:??????????????????