????:1??????????:????????

2???????

3???????

4????????

5?????????2022

?????2????????????????????????????5?????? (??? ?)???????5???????????????,2025??????,?????2024??????????

??2025???????? ?? ??

?,??,??????????????????????????????,???????????????????,????

?????????????,2025?4%,??,????????,?????????????????????????;????????????????(???)????????;????????????????????????????????

????????,??????????????????????2024?,??????????(1?????27?????????????)?10000??(???????????2127??)??,???????1????16?????????

?????????????,2025????????2.3%,??????????(??????)

????????????????????????????????????:?????????