??2???????6?? (??? ?)??(Freddie Mac)??6?,??30?????6.89%,????????

???????????,????????30???????6.89%,??????????????6.95%,???6.64%?

???????10??????????????10?????????4.79%,?????,6???????????4.43%?

????????????9??????????????,????30???????9???6.08%,???

??????,?????????????????????“??”,??,????????????,???“???”???,30???????????????????2025??6%?????

????????????,2024??????406????????????????,?????2023?????0.7%,??1995???

??????????????1?29?,?,???4.25%??????4.50%?????????????????????,?“???????”????????????????(??????) ?????????????:???????????

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??:???????????,??????????,??????????????