??4.36??????????????

??????????2??6?????????? (???)?????????????6??????????????,??,?????????4.36????????????,??????????????5600?????????,????????“????”??????????????

??????,???,??,???,???????,?????????????????????,????

????????????????,????,????????????????????????3%??????????,?????????????????

?????????????,???,?????,????????????????????????????????,??????????????,??,?????????????????1000??????????19.4%?(????) ???????????:????