????????????????11????29?? (??? ???)?28????????????????????????,????,?????????????????

??????,?????????????2024??????????????6.55?????????????,????2023?6.62??2022???????????????7.24???

?????(Amanda Bryden)???????,??????,?????,????????,????????????????,?????,???????????????

???????????????2023?????????????????????8??????????????15???????5.25%,?????????8???????,????????????4.75%??,?????????3.75%,?3.1%,2026?????????????????4%?

??,?????,?39%????????36%,?????????????????,????????????19%,??22%?(??) ???:?? “??????”????

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????:1???????:???wx??

2????????????

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????????????????11????29?? (??? ???)?28????????????????????????,????,?????????????????

??????,?????????????2024??????????????6.55?????????????,????2023?6.62??2022???????????????7.24???

?????(Amanda Bryden)???????,??????,?????,????????,????????????????,?????,???????????????

???????????????2023?????????????????????8??????????????15???????5.25%,?????????8???????,????????????4.75%??,?????????3.75%,?3.1%,2026?????????????????4%?

??,?????,?39%????????36%,?????????????????,????????????19%,??22%?(??) ???:??