????:1?????:??????????

2????????????

3???????????

4?????????

5?????VX

??2????7????????????? ???:???????????«???»????6?,????????50????????,??????????10%???????????????9.5%,????????2022????9??????????????

????6?????????????4:1??????,???9.5%???????????

??,1???3.69%,?????????2021??,?????????????????????????3%?,??????????????????,??2024???0.6%,??

?????«?????»?????????????????,????????????,???,?????????3?????,?????????????????????

??????,????????????,??,?????????(?) ???:???