??????????????4.36??

????2??6??? (???)?????????6?????,?,?????????4.36??????????,??????????5600????????????,??????????“??????”???

?????????????,?????,?????????????,????????????????,????????????,??????,??????????????????

????,??,????????????????????3%????,??????????????????????????????????????????????????????

??,???????,??????????????,?????????????????????????????,??????????,??????????????,?1000??19.4%?(????) ????:???????????????