????2????????21??????????? (??????? ?????????)????(National Association of Realtors)????21????????????,??1?????408????,????????????4.9%,??2%,????

????,1???39.69??,?????????4.8%,????19?????????????????,1???118????????????,???????3.5%,????????????16.8%????,???????3.5????????,??????5????????6???

?????,??2022??????,???????,???2024??406????,?????????1995?????

???????????????,????????????,?,???,??“??”???????????????

??(Freddie Mac)20??????,????30?????????6.85%?????30??6.87%,?6.9%?

????,30???2025?????????????????????6%?????(?????????????) ???:????????

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??:???????????,??????????,??????????????