?? ???????????3% ??????
????:1?????:???????
2?????
3????????????
4???????
5??????????
?????????????????????11???????????????22? (?? ?????????????????)??A?22?(?)???,????????????????????,??,?3%,????3300??????????????????
???????????????,??3267?????,??????????????????3.06%;??10438?????,?3.52%;??2175????,?3.99%?
??????????,???,A????????????????????;???,??????????,A???????????,?????,?????????????????????,????3300??,??????????
?????????????,?A??????????,??????,????????????1.95%,???A????????????????,???????(??????????????10%)?
????????,??22??,???????????????????????????????????,??????,??????????(??????????????) ?????:?????????????