????:1????????,??:????????

2?????????

3?????

4?????????????

5?????100????

??????????2??19?? (??????????? ??)?19?,??????5.75%?????,????????5%,???????????6.5%?

???????1??????????15?????????????????,?????????25?????5.75%,???????????????????????????????5.75%????????,???,???

????,?????????2025??????????2026???????,??2.5%±1%???????????????????????,????,????????,??????????

?????????????,????????????????,??,???????????????????,??,?????,???????????????(????????) ??:?????????????