??1??????31?? ????????:????????(? SARB)????????????????30?25?????7.5%,?????????2024?????9????????????????????????????

????6??????4:2???????????????????,??,??????????????????

??????????,????,???????????????????,???????????;???????“?????????????????????,??????????”????????,?????????

??????????,?,??????????????2024??????????12?????,???????????5%??????????????3%,????????????????????????????,????15?????????,?????????????????????????????,??????????4.5%??????????,???????

?????,????????????,??,?????????(?????)???????

?????????????????,?????????????

???????????????,????40?????0.38%;???2.42%?????????????10.575%?(?) ?????????????:??

??

??:???????????,??????????,??????????????