????:1??????????:?????

2???????

3???????????

4???????

5????????????

??1??????23?????????????????(?????????????? ??)1????????????23??????????????????,???????,2025????,????????,??????????(????????????)??,?????????????????

?????????????????????????? ?

??,2025????????????,???????????,2024??????,???????????????????,????????????????????,?????????“????????????”?

??????????,2024???,????????????????????,?????????????17???????3????????,??“620”?????????“?”??????????????????,?????“?????????????????????”??,????,?????????

2024?,?????????????????????15.4%?12.6%,???????????????????????????????????????????????15??????????????????,????2018?,??????????????????

??,????,??,????

2025??,???????????????????,???????????????????????????????????????????????????,???

??,??,??(SCORE)???????????,???????????????????,??

????????,?????“?????????”????,?????????????????????????,??“????????+??????????”????,????????,????????,?“????????????????????????????????”???????????????(????????????)

???????:???????????????